Introduction : Financial Planning

• Background
• Role of Financial Planner
• Financial Planning Process
• Contract and Documentation
• Client Data Collection
• Client Data Analysis
• Life Cycle
• Wealth Cycle
• Risk Profiling and Asset Allocation
• Systematic Approach to Investing
• Financial Plan
• Financial Blood-Test Report (FBR)
• Financial Planning in India

Wealth Management & the Economy

• Financial Planning to Wealth Management
• Economic Cycles and Indicaters
• Interest Rate Views
• Currency Exchange Rate
• The Deficits

Investment & Risk Management : Equity

• Role of Equity
• Active and Passive Exposures
• Returns from Passive Exposure to S&P CNX Nifty
• Sector Exposure and Diversification
• Fundamental and Technical Analysis
• Fundamental Valuation Approaches
• Investment and Speculation
• Leveraging

Investment & Risk Management: Debt

• Role of Debt
• Deposits and Debt Securities
• Valuation of Debt Securities
• Yields and Interest Rate Risk
• Interest Rate and Debt Investments
• Credit Exposure and Debt Investments
• Concentration Risk
• Passive Investments in Debt

Investment & Risk Management: Alternate Assets

• Gold
• Real Estate

Investment Products & Services

• Derivatives
• Mutual Funds
• Venture Capital / Private Equity Funds
• Hedge Funds
• Structured Products
• Portfolio Management Services (PMS)

Investment Evaluation Framework

• Risk-Return Framework
• 86
• Risk Adjusted Returns
• SSELECTIVVELLY-Invest Classification Scheme for Investment Products

Risk Profiling & Asset Allocation

• Risk Profiling
• Why Asset Allocation?
• Strategic Asset Allocation
• Tactical Asset Allocation
• Fixed Asset Allocation
• Flexible Asset Allocation
• Asset Allocation Returns in Equity and Debt
• Asset Allocation Returns in Equity, Debt and Gold
• Allocation to Speculation
• Diversification in Perspective

Risk Management through Insurance

• Risk Assessment
• Life Insurance
• Health Insurance
• General Insurance
• Safeguards in Insurance

Elements of Taxation

• Previous Year and Assessment Year
• Gross Total Income
• Income Tax Slabs
• Advance Tax
• Tax Deducted at Source (TDS)
• Exempted Income
• Deductions from Income
• Long Term and Short Term Capital Gain / Loss
• Speculation Profit / Loss
• Capital Gains Tax exemption under Section 54EC
• Capital Gains Tax exemption under Section 54F
• Setting Off & Carry Forward

Taxation of Investment Products

• Dividend Tax / Tax on Income Distributed by Mutual Fund
• Securities Transaction Tax (STT)
• Capital Gains Taxation
• Taxation of Fixed Deposits and Fixed Maturity Plans
• Dividend and Growth Options in Mutual Fund schemes
• Wealth Tax

Estate Planning

• Background
• Assets & Liabilities
• Nomination
• Inheritance Law
• Will
• Trust

Faculty 

This course is taken up by Mr Siddharth Goenka-CFP. He has 11 years of experience in financial markets in the training vertical and. He has rich experience of working for Edelweiss Broking, AMCs like Reliance, ICICI, HDFC, Kotak, ICICI Direct Centre for Financial Learning, NJ India (Invest) Pvt Ltd & BSE Institute. He is also a practising certified financial planner.

Certification 

Students enrolling for the course will be given a “Certificate of Completion” from NSE Academy, facilitated by Kredent Academy.

Additional Knowledge Content 

The students will have access to additional knowledge content like various blogs and videos and much more to further enhance their knowledge on the subject matter. 

Practical Exposure and Internship

The Course aims at a practical application of the topics covered, focussing on different case studies and real time practical portfolio analysis. In addition to this the students attend a 4 hours of internship ( 2 sessions of 2 hours each ) with our Faculty wherein students are given financial planning case studies in class for solving .The faculty also reviews the solutions and course correction is done.  

Placement Assistance

We at Kredent Academy have a dedicated Placement Assistance Cell who connects the students to the different employers where there are job opportunities and openings. However the placement cell doesn’t guarantee any placement. Students interested can inform the team at their onset of the course, which will help them find the required job at the earliest. 

Support Team 

The support team guides the student from start to the end of the course, right from schedules, doubt clearing, examination assistance and certification. At any point if the student has difficulty in attending a few classes as per the schedules, the support team effectively helps the student to cover up that particular class. 

Infrastructure

A state –of –the art infrastructure to support live market training. Dedicated computers, projector screens, live CNBC, real time market trackers are some of the highlighters. 

Kredent Library

Students have free access to the library which stores large variety of books related to stocks, commodities, investments, trading, finance, management, speculation and important biographies. 

Online Learning 

An online education platform, elearnmarkets.com is committed to take finance training to the next level. Now we use the convenient environment of the virtual world to the extend to you the quality of practical education that had otherwise been confined within the bounds of classrooms. Elearnmarkets , being the portal that remains open for all 24X7, is unique in its approach to anywhere and anytime education. Elearnmarkets is the ideal web portal for all those students who want to expand their skill – set with respect to finance and capital markets. Students will get access to the Elearnmarkets web portal to further enhance their learning. 

Type of Examination 

Under this course the participant will be required to appear for the internal examination. Please note that the participant will get the Certificate of Completion after successfully clearing the examination.

Procedure

The procedure for the examination is:

Internal Examination: This is an online examination hosted on the website of Elearnmarkets.com. 
Note:  The certification test can be appeared by the candidate only once.

Other Details:
Duration: 1.5 hours.
Pattern of questions: 50 multiple choice based question of 2 marks each.
Qualifying marks: 50

• I want to learn about Portfolio diversification. Is this course suitable for me?

• Yes, this course is perfect for you as you will learn how to balance risk and reward in your investment portfolio is to diversify your assets. Even if your basics about the financial markets are not that clear, this course can be done by you. This course will give you a great overview of how to create and manage your own wealth.

• On which areas will this course focus more on?

• This course will mainly focus on Personal financial planning, Mutual Funds, SIPs, and life and health Insurance. Also, it focuses on personal taxation and succession planning. But if you want to know in details about each and every topic, then you could check it on our course page where all the details relating to our Financial Planning & Wealth Management Course is available.

• Do we have an internship also with this course?

• Yes, we also offer an internship for 2 days ( 2 hour session each), where you will be taught the financial planning calculations in MS-Excel through case studies.

• Are there any additional study materials apart from the videos. If so how can I access them?

• The study material includes various PPTs, books, others PDFs. All of these will be provided to you by us once the classes commence. Our support team is there to assist you for the same.

• If I miss any of the live classes, are the recordings available for me?

• Yes, if you have missed the live session or class then you will get the recordings for it once the class is completed.

• How can we contact the faculty to solve our queries?

• You will be added to a WhatsApp group where the faculty and the support team will be available to solve all your doubts and queries regarding the course content, class timings, access to the Elearnmarkets Dashboard, etc.

• What kind of support will I get after the completion of the course?

• You can contact the faculty for clearing your doubts even after the course completion.

  The WhatsApp group will be there for a month after the completion of the course.

• If I don’t understand the concepts and how to apply it in the live market the first time, then can I attend the classes again?

• Student’s satisfaction is our main motive and if you are unable to cope up with the classes, then you can surely attend the classes again and our support team will assist you whenever you require help. The faculty is also very supportive and they would also solve your queries even after the classes.

• How long will I have access to the recording of these classes?

• You will have the access to all the recorded classes for 3 years. You can use it anytime even after the completion of the course.

  Mr. Siddhartha Goenka has market experience of over 11 years and will share his life instances and the difficult situations related to the financial markets and how he got through it. He will also teach you about money management, the discipline required and the principles of financial life.

• Can I pay the course fee in installments or I need to make the full payment?

• You need to pay the full amount before the classes commence. We do not have any installment facility for this course.

• Which software / website will be used by the faculty? Will it be chargeable for us? Will we get access to this software for a lifetime?

• You will be shown different websites like valueresearchonline.com, policybazaar.com. As and when required as per the flow of the course. You will be taught how to use these websites for your benefit in certain aspects .These are free websites so access is for lifetime.

• What is so special about learning from Kredent Academy?

• Kredent Academy is a pioneer of financial market education in India and has been at the forefront of the spreading financial education in India since its inception in 2008. 

  Kredent Academy conduct courses that cover the entire gamut of financial education. Starting from basic finance to advanced concepts like stock market investing, fundamental and technical analysis, and options trading, we have courses that will teach you to save and invest money responsibly and grow your wealth steadily. These courses are taught by some of the best instructors and market experts and are highly practical focused to give the students a holistic understanding of the subjects. More than 10,000 students have already attended our courses and made their future more secure. 

• Is there any refund facility available?

• No, there is no such refund facility available at Kredent Academy.Any purchase made are NOT eligible for refund or cancellation. However in special cases, we may approve a refund request, decision of which will solely depend on the management.